Why look'e, young gentleman," said Toby, "when a man keeps himself so very ex-clusive as I have done, and by that means has a snug house over his head with nobody a-prying and smelling about it, it's rather a starling thing to have the honour of a wisit from a young gentleman (however respectable and pleasant a person he may be to play cards with at conweniency) circumstanced as you are.